Terrence Osterman, D.C.
Compare health plans in MN
Find coverage options that include this provider in-network and fit your budget.
- NPI Number
- 1124005574
- Provider Type
- Individual Practitioner
- Credential
- D.C.
- Primary Specialty
- Chiropractic Providers - Chiropractor
- License Number
- 3300
- Practice Address
- 3700 W Division ST, Ste. 101
- City, State ZIP
- Saint Cloud, MN 56301
- Phone
- (320) 251-3450
- Last Updated
- June 8, 2026
- Source
- Publicly available data
Terrence Osterman, D.C. is a chiropractic providers - chiropractor provider located in Saint Cloud, MN. They offer chiropractic providers - chiropractor services to patients in the Saint Cloud area.
As a chiropractic providers - chiropractor provider in Saint Cloud, this clinician evaluates and treats patients for a range of common conditions seen in Saint Cloud and throughout MN.
The practice is located at 3700 W Division ST, Ste. 101, Saint Cloud, MN 56301. Patients can call 3202513450 to schedule an appointment or use the directions link above to find the office from anywhere in the area.
Patients typically visit this provider for common reasons patients visit a chiropractor include back pain, neck pain, headaches, joint stiffness, and injuries from car accidents or sports.
If you plan to see this provider, it is a good idea to confirm that the practice accepts your insurance and is in-network before scheduling. Coverage details vary by plan, and our quote tool can help you compare options in MN.
This profile was last verified on June 8, 2026. Provider information is sourced from publicly available data and may not reflect recent changes. Please confirm details directly with the practice before scheduling.
Terrence Osterman, D.C.
3700 W Division ST, Ste. 101, Saint Cloud, MN 56301
Call for hours and appointments. Hours may vary by provider and location.
A patient’s guide to chiropractic providers - chiropractor care in Saint Cloud, MN.
What a Chiropractic Providers - Chiropractor provider does
Chiropractic providers focus on the diagnosis and treatment of neuromuscular disorders, with an emphasis on manual adjustment and manipulation of the spine. They treat a variety of musculoskeletal conditions, especially those affecting the back and neck.
Common conditions treated
Common conditions treated include low back pain, neck pain, tension headaches, migraines, sciatica, whiplash, herniated discs, and joint stiffness. Some chiropractors also treat sports injuries and pregnancy-related back pain.
Common reasons to schedule a visit
Common reasons patients visit a chiropractor include back pain, neck pain, headaches, joint stiffness, and injuries from car accidents or sports.
What to expect during a visit
An initial chiropractic visit includes a health history, physical exam, and sometimes X-rays. Treatment typically involves spinal adjustments and may include therapeutic exercises or lifestyle recommendations.
Insurance coverage considerations
Some health insurance plans, including Medicare, cover a limited number of chiropractic visits when medically necessary. Always verify coverage and network status with your insurer.
How to choose the right chiropractic providers - chiropractor provider in Saint Cloud
Choose a chiropractor who performs a thorough initial evaluation, explains your diagnosis in plain language, and outlines a clear treatment plan. Avoid providers who pressure you into long-term prepaid packages before a full assessment.
Looking for in-network coverage that includes this chiropractic providers - chiropractor provider? Compare health plans in MN →
Insurance acceptance not listed
The public NPI registry does not include insurance acceptance data. Contact the office directly to ask if they accept your insurance plan. You can also use our quote tool to find health plans in MN.
Explore more healthcare options in and around Saint Cloud, MN.
Common questions about Terrence Osterman, D.C. in Saint Cloud, MN.
How do I make an appointment with Terrence Osterman, D.C.?
Call Terrence Osterman, D.C. directly at their Saint Cloud office to schedule a visit. You can also use the contact form on this page to send a message and the practice will respond.
Does Terrence Osterman, D.C. accept insurance?
Provider insurance information is not included in the public NPI registry data that powers this directory. Contact the office directly to ask whether they accept your specific insurance plan. You can also use our quote tool to find health plans in MN.
What are the office hours for Terrence Osterman, D.C. in Saint Cloud?
Office hours for Terrence Osterman, D.C. in Saint Cloud are not currently published. Call the practice directly to confirm hours before your visit.
Is parking available at Terrence Osterman, D.C.'s Saint Cloud location?
Most provider offices in Saint Cloud offer on-site or nearby street parking. Call Terrence Osterman, D.C. in Saint Cloud ahead of time to confirm parking options and accessibility accommodations.
Does Terrence Osterman, D.C. accept walk-in appointments?
Walk-in availability for chiropractic providers - chiropractor providers varies by location and day. Call ahead to confirm same-day availability before visiting.
How many chiropractic visits will I need?
Treatment length depends on your condition, goals, and how you respond to care. They will outline a recommended plan after your initial evaluation. Many patients see improvement within the first few weeks of care.
Claim this profile to add photos, services, office hours, and respond to patient inquiries.
Claim ProfileData is sourced from publicly available records. Public records do not confirm active license status, quality of care, insurance acceptance, or network participation. Please verify details directly with the provider before scheduling. Last updated June 8, 2026.