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Understand your coverage
Official guides from HealthCare.gov on enrollment, costs, coverage rules, and your rights as a consumer — all in one place.

Showing 12 of 436 guides
MedicareHow Health Savings Account-eligible plans work
New for 2026: More plans work with Health Savings AccountsYou can use a Health Savings Account to help cover your health care costs when you have a Bronze or…
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Dental / Vision2022 QHP landscape data
The table below lists 2022 individual and family health plans available in states where the federal government is operating the Marketplace. States not…
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ACA / MarketplaceAfter you submit your documents
After we get the documents you submitted, we will: Match your documents with your application Review each document to decide if it confirm what we need Contact…
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MedicareMore information about health care for people with disabilities
Get more information on Medicare and disabilities or call 1-800-MEDICARE (1-800-633-4227). TTY: 1-877-486-2048Find contact information for your state’s…
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Employer PlansIf you have job-based insurance
If you have job-based insurance now or get an offer for job-based insurance, you won’t qualify for savings on a Marketplace plan if the job-based plan is…
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ACA / MarketplaceWhat do I need to apply for coverage?
After you create a Marketplace account and verify your identity, you can apply for coverage. We use the information you enter to figure out if you’re eligible…
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MedicaidIncome questions for American Indians & Alaska Natives
If you’re American Indian or Alaska Native, you’ll be asked if any of your income comes from these sources:Per capita payments from your tribe that come from…
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MedicareAre you eligible to use the Marketplace?
To be eligible to enroll in health coverage through the Marketplace, you must:Live in the United States (U.S).Be a U.S. citizen or national, or be lawfully…
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MedicareHealth coverage exemptions for the 2016 tax year only
If you’re interested in claiming exemptions for the 2016 tax year only, select the links below.Note: The links on this page take you to pages about health…
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MedicaidThe Children's Health Insurance Program (CHIP)
If your children need health coverage, they may be eligible for the Children's Health Insurance Program (CHIP).In certain states, CHIP provides low-cost health…
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ACA / MarketplaceHealth insurance plan & network types: HMOs, PPOs, and more
There are different types of Marketplace health insurance plans designed to meet different needs. Some types of plans restrict your provider choices or…
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MedicareAdding income
Generally, if you include an income source on your federal tax return, include it on your Marketplace application. Refer to IRS instructions on income.…
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Showing 1–12 of 436 results
